Book Giveaway from Money Saving Mom!

Years ago, when we first started our journey of living frugally, I began reading Crystal’s blog at Money Saving Mom. After enjoying her helpful tips and encouragement for years, as well as getting to know her in person, I was thrilled when she published her new book!

The Money Saving Mom’s Budget compiles all of Crystals’ advice into a helpful handbook for successfully (and contentedly!) living on a budget (for your money and your time!).

Over the years, we have used similar financial worksheets (like the ones included in the back of the book), to balance our budget and set financial goals. We’ve also juggled our busy lives/businesses using the time management/budgeting tools (originally inspired by Tell Your Time.)

Photo Credit

As we’ve moved out of the city (where I originally applied some of her shopping tips), I’ve still been able to stick to our budget with her streamlined shopping techniques, even without doing the “drugstore game.” I rarely clip coupons (since our favorite co-op and discount grocery stores don’t accept them), and I only visit drugstores when we’re on a city trip (and even then, it’s usually just for a photo-printing sale).

However, she also offers many additional suggestions for keeping your grocery budget in check. Planning for monthly (or less often) grocery shopping trips, paying with cash, making homemade items, stocking our freezer wisely, choosing frugal vacation ideas, and other cost-cutting & organizational tips have make a huge impact.

Over the past couple months since reading The Money Saving Mom’s Budget, I’ve been inspired to continue eliminating the clutter in our home (along with my many “pre-baby nesting projects). I’ve been regularly hauling boxes of stuff to the thrift store, and finally unpacking boxes from our across-town move over a year ago!

A Giveaway!

I’ve been excited to share this book with you, and we have three copies of the book to give away! Enter to win your own copy of The Money Saving Mom’s Budget by leaving a comment on this blog post, letting us know one of your financial goals!

No purchase necessary. Giveaway ends 4/17/12. Winners will be randomly selected by I received a free review copy of the book, and links are affiliate links. All opinions are my own, and this is an uncompensated post.

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162 comments to Book Giveaway from Money Saving Mom!

  • Angi

    Thanks – I’ve been wanting to read this!

  • This book has been on my wish list for months!! My biggest goals is to figure out coupons. The whole process can be time consuming and crazy! :)

  • Jennifer

    I’ve been wanting this book! I’ve just started playing the “drug store game” and have been successful. I would love this book to gain more insight in being successful at saving money and creating a budget!

  • Amanda

    I just want to pay off all my little loans ($4,000.00 or less)!

  • Nicole Cox

    Have been wanting to read Crystal’s book! One of our financial goals is to pay off the last of our student loans. At that point we will be debt free besides our mortgage! Personally, I’m planning to increase our garden this year so that we’ll be able to eat organic even more out of our freezer and pantry and spend less at the grocery store!

  • Laura

    I am trying to establish a budget for our young family!

  • Heidi

    Pay off our house as soon as we can

  • betsyd

    One of the financial goals around my house is to have all of our debt paid off before having a baby. We will be all paid off this month, after two years, so I am very excited for what’s next :) We have just planted a fuller garden…I didn’t realize that was really a financial goal, but what blessings it can bring; both financial and health too!

  • Emily Leigh

    Pay off my school loans.

  • val

    My husband does coffee roasting as a hobby, would love to upgrade his roaster but do so by saving up the funds…also to cut grocery bills and any other unnecessary spending…basically, learn to live by a budget!

  • val

    to cut grocery bills and any other unnecessary spending…basically, learn to live by a budget!

  • Tracey

    I’d just love to get my consumer credit paid down/off. It’s almost impossible to find that extra money …

  • Gina

    My goal is to be debt free and us like to start by paying off my student loan debt of $27 K.

    Through Him, all things are possible!

    God bless!


  • JoAnn

    I would love to win a copy of the book!

    We have implemented many frugal ways of living in the last three years. Several life changes such as critical health issues, job loss – no unemployment, and serious issues with kids landed us on the frugal path for survival sake. We continue to search for employment to date, but once we are blessed with a suitable job, we intened to continue our frugal lifestyle in everyway. It has now become a part of us – a part we do not wish to release. Through our journey we have come to realize that enough is synonymous with abundance.

  • Pam Craig

    This has been on my list for a while! After my husband lost his job a year ago, we knew we had to change our budget, lifestyle everything. He has been re employed but at a much lower salary – our goal this year is to get out of debt completely!!

  • Heather K

    I’d love to read this book! One of our financial goals is to build up an “emergency fund”. We deplete what we have most of the time with repairs and “emergencies”. I’d like to build up to 6 mo worth of pay…nowhere near that now. :0)

  • Marilyn

    Our goal is to pay off our home and raise our children debt free.

  • We are currently saving money for my husband to go back to school. Thanks for the opportunity to win! :)

  • Cheryl

    My biggest goal is to get out of debt, again, and to be completely mortgage free within the next 7 – 10 years.

  • Jackie Leyba

    I could SO use this book!!!! I have a couple of financial goals: to set a budget & stick to it, grocery shop either once or twice a month and save money, pay off the car & one of my student loans early.

  • We are saving for a new “floor” for our bedroom. We need to replace the carpet badly but want to pay cash… that is my immediate goal! We have been blessed to start DAve Ramsey long ago and have no debt but our home. :) Thanks for a great opportunity and a great blog!

  • We’re trying to get our emergency fund to $10,000 by the end of the year. Only $2500 to go!

  • Sounds fantastic! One of our financial goals is to pay off my husband’s student loan within the first year he is out of school.

  • Jen

    We are saving for a house, a new car and trying to cut our grocery bill.

  • Rachel

    I would love this book. The financial goal that I am working on this year is keeping our food budget in check while eating wisely.

  • Lynette

    Last year I quit my job to stay home with my children, home school and just focus more on our family. God has blessed us in so many ways, including not going backward financially, but would love to learn more to get out from under the debt we do have.

  • Vicky M.

    The goal I am currently working on is to pay off my student loan. I broke my wrist in Feb so that has been hampered by medical bills. Murphy always has to get in the way, doesn’t he.

  • Cori

    One of our financial goals is to save enough money for another down payment on a 2nd home. We will then turn our current townhome into a rental property.


    Our first goal is to pay off all of our medical debt we incurred when our son had leukemia. Thank you!

  • Paying off our house! And it should happen next month…so, so excited!


  • Jennifer P.

    This is my first step in budgeting, for real! Would love to get this book to my blank page started!

  • Lori D.

    Well I need to work on paying off hospital bills from when I had emergency surgery last year. The bills are high and overwhelming. Unfortunately I do not have health insurance. I would love to read this!

  • samW

    pay off all debt but my house (at least to start!)

  • Jane

    I’d love to read this book. Thanks for the opportunity. My financial goals are to lower my grocery bill ( we eat a lot around here with 8 kids) and to save for college. Again, thanks for the opportunity!

  • erica b

    Our biggest goal is to pay our house off in the next 3 years and fund college savings accounts for our kids

  • Oana

    I would like to save money for a doctorate.

  • michelle

    We have lots of goals – step one is paying off all debt but house by this summer!

  • Talina

    I would love to have a chance to read this book.
    My biggest Financial goal is to finish paying off my student loan, so we can be FREE from debt and start our own family.
    Also, to save as much money as we can for my husbands training, so we can finally go on the foriegn mission field.

  • Kristina

    Thank you for the opportunity to win this book. I have been wanting to read this. My husband did a job change and for the next few years we have to cut the budget. I thought this would give me creative ways to do my part with the grocery budget.

  • Apryl

    What a blessing this would be to help us pay off debt! Thank you!

  • Deanna

    Our budget goals are a little different- in less than two months I will become a stay at home mom to our two and four year olds! We will be budgeting and living on half of our current income. I would love to win this book!

  • Kristina L.

    I NEED to find a way to cut out grocery budget. I know we are spending way more then we should be!!

  • Brittany

    Would love to win this!! Our new budget goal is to rework our grocery/paper products spending habits. It has gotten a bit chaotic.

  • Rachel Garcia

    One of my goals is to save up enough money to pay cash for a vehicle in the next 5 years

  • Wendy B

    I would enjoy learning the tools in this book. The hardest thing is setting a budget. Thank you!

  • Leslie

    My goal is to stick with cash only and continue to live beneath our means.

  • Jaime Vanhose

    My financial goal is to be able to stop living paycheck to paycheck. I would like to be able to save money for those emergency expenses.

  • My financial goal is to get out of credit card and medical bills debt!

  • My husband and I are working towards paying off all of our debts and saving up money for our children!

  • Liz

    We would like to pay off our debt. I am trying to cut corners to have extra to put toward it to get it paid offf soon. Thanks for offering this giveaway.

  • Margaret Blassingame

    Our family has serveral financial goals. I will be starting culinary school in the spring this entails a huge tuition cost, or at least to me it is, $24,000. We wouls really like to be able to pay cash for all of it. It seems very daunting. We also would like to start a buisness for my husband. He would rerally like to get away from the goverment contracting jobs. They are not as stable since all the choas that Washington is causing. We may not be able to start it until this recession ends (if it ever does) but we still need to be prepares. We would also like to pay off our house. I don’t want to be paying on it for 20 more years.

  • Michelle c

    We would love to pay off our mortgage!

  • Kaitlynn Lehman

    Our biggest financial goal (currently) is to build up our savings account.

  • Cindy Weibley

    One of our financial goals is to pay off the remaining debt we owe. Seems to be taking forever, but I dream of that day when I can say we are no longer in debt!

  • I would love to have this book. We are living on meager means right now (see mostly student loans). I could definitely use all of the advice I could use, especially with all these kids. lol We need to start saving and be more diligent about a budget, any kind at all.

  • Beth

    We have lived for 9 years with no credit cards and no loan payments. Our goal is to purchase a new car with cold hard cash! Saving money everyday with coupons and deals so our car fund can grow!

  • Danielle August

    Pay off my very last credit card by this time next year. I paid off 4 already this year! I am very proud of myself.

  • sharon

    i WANT this book! thanks for the opportunity! my biggest financial goal is to save some money .. we need an emergency fund, my son needs to go to the dentist, we’ll probably need to replace the car soon, etc, etc.

  • Amy

    My biggest financial goal is to learn to save more. I already cut coupons and watch the ads but I need to understand the drug store savings more. I just got my CVS card now I need to put it to use.

  • kari h

    we are just starting budgeting for the first time and hoping it sticks

  • Traci

    Awesome! Thanks for doing this book giveaway! Our current financial goal is saving up for a downpayment on a home.

  • Debbie Briner

    I have figured out the coupon and drug store game and am doing very well. Now I would like to tackle scheduling and organization to avoid waste and clutter.

  • Susan

    I would love a copy of this book. I really enjoy reading the money saving mom blog. My husband and I are working towards paying off his student loan and also another small debt. Then we would love to work on paying off our mortgage early!

  • Dina

    My goal is to cut costs where I can with out spending time researching, cutting coup

  • Cheryl

    This would be a great blessing as 2 out of 4 kids will be in college. Need to plan for the other 2 going to college!
    That is our goal, with retirement nearby

  • Winona

    To be honest, my first goal is not to have to use our Red Carpet checking overdraft – it feels like we’re into it every paycheck!

  • Andrea

    One of my most important financial goals is to finish Dave Ramsey’s Financial Peace University and get out of debt so I can eventually build wealth.

  • Amber Neal

    I would love to read this. Our goal is to build up our savings, and pay off our house early so that we can use that money to build up our retirement account. I also want to cut some of our expenses so that my husband can finish up with his schooling.

  • Holly

    Pay off our house!

  • Rebekah

    Our biggest financial goal is to pay our house off and be completely debt free!

  • Jennifer

    We are in the process of buying a house. Our goal is to have it completely paid off in 8 years.

  • libby nichols

    I am currently a working mother of two and would love love love to be a stay at home mom but we can not afford that route right now. However, I have been making changes in our lifestyle in order to accomplish my goal within this year. We don’t have daycare expenses and I’ve started a “weekend job” that could hopefully turn into an at home job. I’ve been interested in couponing and other ways of saving money but to be honest its a little overwhelming and I don’t know where to start. I’m hoping to win this book and use it as a tool in order to get to my goal: stay at home mom by Dec 31. thanks for your time!

  • Catharine P

    I have been working on saving money for my family of 6 for about a year now and it’s still hard to figure out. I have been following moneysavingmom for a few months and love her posts!

  • Danielle I

    Being able to live off on budget!

  • lynnea

    My goal would to be put more money in savings. Thanks for the giveaway!

  • Karla

    I would say my goal is to be able to save money. As a young wife and mother, there are many challenges my family and I have. Like Crystal said “‘start out with a small goal” and that’s excatly what I’m going to do. My goal this year is to save 2,000. I would love to be able to get this book I know for a fact that it would change my familys life for the best. Good luck to everyone out there.

  • Toni

    My husband lost his business a few years ago and as a result we had to declare bankruptcy. Its been very hard going from making a lot of money to not so much money. We have had to give up a lot in order to keep going. My husband has since found his dream job as a worship pastor. We have been clipping our coupons for a couple of years now, but I never really feel like I get the best bang for our buck. I have seen your book many times and this would such a blessing to have and share with my friends!!

  • Marie

    Our financial goal is to finish paying off our credit cards ($800 left to go!!) and start saving for retirement. Your kids can get scholarships, but no one is going to pay for you to live after you retire!

  • Kathy

    My financial goal is to get better with coupons and get better with a budget. I would love to win a book!

  • abby seymour

    I would love a copy of this book! Our goals are to pay off debt and establish an emergency fund! We just get an emergency fund and then have to use it!!

  • Janet

    We are putting all of our extra money toward our debt and focusing on becoming debt free as soon as possible. My goal for the summer is to become a successful couponer!

  • Sara

    I want to see if the budget I have is reasonable, or if I should be able to cut some costs. I want to pay off our credit card $15,000. I want to save more money, grow a garden, cut grocery costs by playing the drugstore game and cocooning, etc.

  • Andrea

    I was hoping to give a copy to a friend. :)

  • Lindsay

    I’ve been waiting for a copy of this book! We just moved and are really trying to get our debt under control. Hoping to have our vehicles paid in full by the end of the year. Thanks for doing this giveaway!

  • Jessica D

    I would love a copy of this book.
    Would love to be on the road to being debt free, medical bills have piled up since my husbands open heart surgery(at the age of 29) from a tumor in his heart. Would also like to cut our grocery bill down.

  • Jenelle

    Wanting to make a budget for our family!!

  • Toni Naglie

    I would like to be able to significantly cut our grocery bill.

  • Erin

    I want to b a better steward of our money so this book would help. Our financial goals r to ultimately cut back on cc usage, pay off debt, n allow my husband to cut back hours at his work.

  • Renee

    My goal is to be able to save enough money to take my family on a Disney vacation next December.

  • Tonya

    To figure out our budget and stay within it.

  • My three B I G G E S T goals: Purchase my first home for myself and my munchkin, be a stay-at-home mom by the time my munchkin hits middle school, get my photography business to take off in order to reach goals 1 and 2! I’ve got 5 year… wish me luck :)

  • My three B I G G E S T goals: Purchase my first home for myself and my munchkin, be a stay-at-home mom by the time my munchkin hits middle school, get my photography business to take off in order to reach goals 1 and 2! I’ve got 5 years… wish me luck :)

  • Melinda

    Increase the income enough to have a budgeted amount for field trips, etc.

  • Deanna

    Save up to buy a van in 4 years and hopefully pay off our house in five years from now.

  • Jamie J

    We have plans to get all of our credit car and car debt paid off within 2 years. That’s going to require a lot of discipline and MSM always helps with that!

  • Roni

    Can’t wait to read! Every bit of savings helps out today!

  • Erin

    To grocery shop consistently on no more than $70 a week!

  • kim cox

    I would love to receive this book because my husband and i are in the process of overhauling our finances. We are trying to become debt free and go to a cash only life. Its hard right now because it seems like every time we make some progress something comes along to set us back. I would love to try anything that could help or even just inspire us to keep moving forward. Thank you!

  • Nicole

    I want to be able to quit my job and save money!!!

  • Lynn

    Love your site! One of my goals is to teach our children to live on a budget and not go into debt! Anything worth having is worth working/saving for. Thank you.

  • Lauren

    We would like to pay off our mortgage & college loan debts. Although we’re very proud to say that this is the only debt we have!

  • Sarah

    My husband and I want to own our own house by the age of 25 and be debt free!!

  • Susie

    I would love to win this book!

    Right now we are trying to get debt free (except our mortgage) and trim down spending as much as possible so that I can stay home with our daughter when my extended maternity leave ends!

  • Jennifer H.

    I have followed Crystal’s blog for a year now, and want to be financially free from credit card debt.

  • Chrissy Doucet

    Our financial goal for 2012 is to pay off all credit card debt!

  • Kim

    Would live to pay off all debt within the next year so we can start paying our house off to become debt free.

  • Rachel M.

    I’ve been following and would love to read this book! Biggest goal right now for our family is getting debt free and staying that way….huge goal but do-able!

  • Jennifer

    Your posts are so helpful. Our goal is to find, and stick to, a grocery budget that works for our family of 5. I have a hard time finding time to read sale flyers and cut coupons :( so I usually go grocery shopping without a plan or even a LIST…. (gasp)…. :)

  • Amanda

    Oh i would love this book! I have so many goals. I need to figure out coupons!Now my husband is Gluten Free so i really need make list and budget!

  • Dawn Rodriguez

    One of my financial goals is to pay off all of our debt as we are planning to buy a home in the near future!

  • Mahnaz

    My biggest goal is to pay off our credit card debts and save money to buy a house.

  • Biggest goal is to get out of debt – buy paying off the credit cards. Just need to get our spending under control. Thanks so much for the give-away, please thank Crystal too!

  • Samantha R

    One of my financial goals is to replace the car within a year and also save enough to get a tooth fixed within 6 months.
    Thank you for the giveaway!

  • Rachel

    Sounds like a great book!

  • Jessica

    I want my kids to understand that you save for what you want, you work hard for what you want, the latest fashion isnt important, that saving for college no matter what age they are is a must….and that no matter how many times daddy gets deployed, it is because that is his job and he will get rid of all the monsters that try and harm us, (they are 6 and 4 yrs old). My personal financial goal is too afford college again in my 30’s and help contribute to the family with a job that i am passionate about.

  • Robin

    To pay down our mortgage as soon as possible.

  • Katherine

    Our biggest financial goal right now is to save up for a washer and dryer by the end of June. We are moving into a house from an apartment, and those are not included.

  • Debi

    Our next two financial goals are to finish rebuilding the emergency fund (took a HUGE hit last year when a family member had a devasting emergency) and finish building our daughter’s college fund.

  • becca

    Will be paying cash for land in the next fees months.

  • Sara B.

    One of my goals is to pay off one of my student loans by the end of the year.

  • Shauna

    Be able to comfortably pay bills and have a little left over to do something fun every month

  • I love anything that can keep us on track. I am the mom of six and in the fall we will have 3 in college.

  • Monica Zier

    I love your website and have learned so much from you would love to have this book! Currently we are working on being debt free and working on a cash basis! We are working on teaching our children to live this way! We want to be able to give more back and do more for God!

  • Shannon

    We are paying off student loans this month so the only debt we will have will be our home. Can’t wait!

  • Caterina Mangano

    We would love to pay off our credit cards and student loans.
    Hopefully soon!
    Thanks so much,

  • Glenda

    Learning and staying on a budget

  • Mary Ann

    This book has been on my “to read” list since it came out.
    Recently, we had to replace & repair our roof. My hubby did it himself to save $. As it neared completion, our A/C died & had to be replaced! Needless to say, our savings is depleated! So our goal is to eliminate our debt and rebuild savings.

  • Lilia Gonzalez

    Just one student loan stands in the way of being debt-free. My goal is to pay it off, hopefully within two years. I would love to win a copy of the book. My grocery budget could use a lot of help. Thanks!

  • Aleah Buck

    I want to pay off all our credit card debt!

  • Sara

    My husband and I would like to become debt free in the next few years. I have been following moneysavingmom for awhile and am really looking forward to reading this book. Thank you for the giveaway.

  • reina

    we are getting close to paying off our debt…our biggest goal right now so we can put money into savings. thanks for the giveaway! i have been wanting to read the book.

  • ACMommy3

    Thanks for the review, Crystal is so encouraging and helpful and her book will be too! :-)

  • Michelle

    I would like to establish an emergency fund after recently switching to a cash only policy in our home. I also would like to get completely out of debt and be able to help my daughter pay for college. I’ve been interested in this book and would love to win it!

  • JBW

    We have lived on a budget for many years now and each year learn how to be more frugal with our spending. We have been in a season of life where we have built up some debt and have not been able to increase our savings. Our goal is to become debt-free and increase our savings over the next couple of years. This might be a slow process as we are also trying to add to our family, but one we are committed to and know will be worth it. I’d love to read this book to gain new ideas about how to save money and live more frugally. Thanks for the opportunity to win!

  • Dian

    We have just started a budget and took a Dave Ramsey’s Financial Peace class. Our goal is to save more, and give more, and to glorify our Jesus Christ along the way.

  • Nichole

    One of my goals this year is to stay within what seems like a tight grocery budget each month. It has been a bit stressful, but exhilirating when I accomplish it. I want to figure out how to streamline the whole process AND be frugal.

  • Tammy

    I have two small children (3 1/2 yo, and a 13 1/2 mo), I am blessed to be able to stay at home with my children, but money is getting tighter, so my cousin Crystal introduced me to MSM, and I have been hooked ever since! We have been working to get on a budget(and staying there), I think having MSM’s budget book would help immensely!

  • Kathy

    I would like to get all of our smaller loans paid off & come up with a doable budget.

  • Shauna

    I NEED this book. I am looking to pay off my home equity loan and actually save some money for an emergency fund!!

  • Amanda Leach

    I want to pay off my husbands car so we can get a bigger car! Mine has been paid off for 2 years and ive enjoyed no car payment.

  • Diane

    My big goal is to stop using credit cards and pay with cash. Thanks

  • Jennifer

    looks like a good read

  • Lori

    I want to pay off our credit card debt.

  • tracy

    I would love to save up enough money to pay CASH for a new vehicle!

  • Karen

    I want to pay off the last of my student loans so I can use the $$ for fun things!

  • Lori

    I am so excited to have a chance to win this book. As a mom of multiples and also a military spouse I am always looking for ways to save money!! My goal is to try and keep track of the amount of money I save each month and try to increase it every month.

  • Beth

    We have several financial goals at our house. I have been using coupons for a few months, and have had some success reducing our grocery bill. We also have tried to supplement the grocery bill with food from our garden, with varied success. Gardening is definitely a trial and error process.

    Our next financial goal is to build an emergency fund. The house and cars are getting older, which means more repairs. It would be nice to have the money there when it is needed instead of the stress of trying to figure out how to pay for life’s little “surprises”.

    Thank you for the opportunity to win this book and learn more ways to become financially secure.

  • One of our biggest goal is getting our debts (school, credit card, medical) paid off so that we can save to buy a house and just so that we can be free of debt – it is a huge burden!

  • Shasta

    I’m a single mom of 2 wonderful kids, I would love to win a copy of your book! My financial goal now that I am on my own is to be able to provide for my kids on my minimal income to a point that they don’t know we are struggling as much as we are. I don’t want to have to tell them anymore that I can’t buy food because I can’t afford it or that they have to wear shoes with holes in them until I can afford to buy them a new pair. So that is my financial goal, I’m working towards it and paying off all debt! So any money saving tips I can get, I’ll use!

  • Abby

    Always looking for ways to save money. :)

  • Lindsay Schlegel

    I sooo want to read this book! I’ve been an unemployed housewife for over a year now and have had to make all kinds of cutbacks and learn new things. My husband and I both have college loans that we want to pay off quickly!

  • Eryn

    My biggest goal is to pay off a credit card and my truck so that we can begin funding our emergency fund. I look forward to reading your book whether I win it or I buy it.

  • Julie

    my husband and i are planning to pay off our house by our 40th birthdays.

  • Stasha Ford

    I would love to get this book so I can get my family on a budget.
    Thanks Stasha

  • Jacque

    To pay off debt and save $ for a down payment on house + land

  • Lindsay

    I need help figuring out a budget that works.

  • I have really been wanting to read this book. :)

  • Kate

    My husband & I are good about saving money and living within our means, but we don’t have a written budget. That’s my goal for this year!

  • Amanda

    I really hope we win

  • Monica

    To pay off in two years the last of our debt but it is getting harder to keep it up with this economy.

  • Jaclyn

    My biggest financial goal is not spending so much each week on groceries. I do slightly better when I make weekly meal plans, but not by much.

  • Amanda

    Oh we LOVE MSM!